Home Appraisals and Mortgages The appraisal is a lengthy report that tells the lender what the home you’re purchasing is worth and ALL of the minutiae required to back up that value. This is a significant and vital item in your file and can take up to 10 days or more...

Property as Collateral When someone talks about “collateral” on your home loan they’re talking about the property, the house itself, the reason for all this hullabaloo. Since the collateral (the house and the land it’s on) is what is used to secure your home loan...

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Homeowner's Insurance A good lender is going to do as much as they possibly can, on the back end, to get supporting documentation for your file so you don’t have to bother yourself with it. There are limitations to what lenders can get for you, and homeowner’s...